Hong Leong Floating Rate Negotiable Instrument Of Deposit

The old saying goes: “If something is too good to be true, chances are, it is.” The Floating Rate Negotiable Instrument Of Deposits (FRNID) is a 100% principal protected with Guaranteed 10% p.a. coupon in 1 st quarter and up to 8% p.a. thereafter, structured product issued by Hong Leong Bank Berhad.

Absolutely no risk (no capital gain) with 8 to 10% return for 3 years. This is better than investing in Public Mutual Fund, from what I understand, most of my friends lost their hard earn money in Public Mutual Fund, where as only 1 or 2 out of 10 made a small sum of profit.

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